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Answering Your Commercial Insurance Questions From Woodland Hills, CA

Commercial Insurance Myths

There are many misunderstandings when it comes to insurance. We have compiled a list of the most popular myths about insurance – and the truth behind it. Please be sure to talk to your insurance professional for more information.


Myth: If I have part time employees, I do not need workers compensation.

California law requires that a business with one or more employees has workers compensation insurance. Since part time employees count as one or more employees, workers comp is necessary. Whether your employees work one hour a week or over 40 hours a week, make sure they are covered on your workers compensation policy.

Myth: If I pay everyone on a 1099, I do not need workers compensation insurance.

How you pay a person does not determine whether or not they should be included on your workers compensation policy. The IRS has strict rules for what they consider an employee/determining who is considered an employee. For more information on the IRS’s guidelines for classifying an employee, visit

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19720 Ventura Blvd., Ste G
Woodland Hills, CA 91364
Main office: 818-883-1313

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I have used Tri County Insurance for about 3 years now and I have always received excellent service.
Michelle Lalisan
Our agent Yolanda Haro is extremely customer service oriented and works hard to ensure that the insurance coverage provided to us gives us the protection we need at the most cost effective price.
The customer service has been nothing short of the best!!! Our agent Vida is amazing!!
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